After the train crash that was 2020, you may wonder whether planning anything at all is worth it. But knocking off a few financial tasks early in the year will enhance your readiness for whatever 2021 is going to bring.

Donate to charity automatically

Each charity can plan better if it receives regularly directed contributions throughout the year. You may be pleasantly surprised at the amount you can give if you don’t squeeze into or squeeze out your contribution with other year-end expenses.