bobby juarbe Smart Money Moves: Delay your retirement To retire financially secure, you need a large amount of savings. If you're not satisfied with the state of your 401(k) or IRA, don't panic. Instead, think about investing and working a bit longer than planned to maximize your retirement savings.
bobby juarbe Smart Money Moves: Donate to charity automatically Each charity can plan better if it receives regularly directed contributions throughout the year. You may be pleasantly surprised at the amount you can give if you don’t squeeze into or squeeze out your contribution with other year-end expenses.
bugetbuilderblog Smart Money Moves: Buckets If you plan for unpredictable but predictable expenses like home insurance and insurance premiums, car and home repairs, vacations, back-to-school shopping and holidays, you will feel less stressed when those bills arrive.
students Smart Money Moves: Check your expenditures Personal finance apps and websites that help you track your money can help you make a plan for 2021.
bobby juarbe Smart Money Moves: Readjust your retirement savings You may be able to convert a portion of an existing traditional IRA to a Roth account if your gross income is too high for a Roth contribution.
bobby juarbe Smart Money Moves: Check your tax withholding You may wonder if it’s worth your while to plan anything after the train wreck of 2020. However, by knocking off a few financial tasks early in the year, you can better equip yourself for whatever 2021 has in store.
bobby juarbe Smart Money Moves: File your tax return immediately You may be tempted not to plan anything after the train wreck that was 2020, but knocking out a few financial tasks early in the year can help you better prepare for whatever 2021 has in store.
bobby juarbe Wealthy Entrepreneurs and Personal Finance As important as looking after your own money is looking after your business's money is even more vital.
bobbyjuarbe.com How to Deal With Healthcare Costs Many older adults are surprised at how much they have to spend on healthcare during retirement.
bobby juarbe Build up your COVID-19 emergency and short-term savings funds. The COVID-19 pandemic recently highlighted just how crucial an emergency fund is. This international emergency illustrated just how unprepared most of us are to handle a financial disaster.
bobby juarbe BEWARE: Viral Tik Tok financial advice #1 Myth on Tik Tok about personal finance that users ought to be wary of.
college Student Loans: Consider refinancing your student loans The Federal Reserve is currently in a holding pattern of keeping the Fed Funds Rate low, making refinancing of student loans a good time to take into account.
bobbyjuarbe.com Student Loans: Pay off your debt before anything else If you're having trouble paying back your student loans, contact your lender or loan servicer to discuss options, such as consolidating your federal student loans.
bobbyjuarbe.com Student Loans: Borrow only as much as you need Setting a realistic budget for college can help you figure out how much you may need to borrow.
bobby juarbe Student Loans: Learn about your student loan service providers If you're not making enough payments on your student loans, visit Credible. You can find prequalified student loan refinancing rates from 10 lenders to see if this alternative can save you money.
bobby juarbe Student Loans: Compare student loan lenders and shop around When searching for private student loans, it's important to shop around as not all private student loans are the same.
bobby juarbe 6 tips for managing student loans You, too, probably have unpaid student loans. But do not fret, there are options for student loan repayment and ways to eliminate student loan debt fast.
bobby juarbe Student Loans: Consider your repayment options You may need to submit an income-driven repayment plan to qualify for student loan forgiveness. These plans tailor your payments to your income, based on your household size.
bobby juarbe Three Budget Changes for 2021 to Make High-Impact If you really want to increase your savings next year, you'll need to cut your expenses significantly.
bobby juarbe Are student loans going to be forgiven in 2021? As millions of Americans struggle financially because of the coronavirus pandemic, congressional leaders are calling on the new administration to do away with student debt.
bobby juarbe 4 Budget Setting Tips for 2021 Your spending can be kept in check if you follow a budget. Here's how to start for 2021.
Top 7 Student Loan Tips for Recent Graduate College students see paying back their students loans as one of the "bad things" of graduating. When parents or students have to go to private companies or banks to borrow,
Student Loan Advice A college degree is a great investment for your future. If you are not careful you may be in debt with student loans for many years to come. A study
How to Apply for College Grants Grants can be defined as the amount of money which are allocated by the issuing agencies for a certain purpose. Each year, United States issue many grants, however, the individuals
